Privacy Policy and Disclaimers

1. Personal Data Collection

We will only collect personal data ("data") necessary for our stated purposes and with your consent, unless permitted under the PDPA exceptions. We may collect the following types of data:

• Information you provide voluntarily: This may include your contact details if you choose to sign up for updates or newsletters. We will never request sensitive data like passwords.
• Information collected automatically: Your browser may transmit data automatically, such as your IP address, browser type, and operating system. This data is used for website analytics and improvement purposes only and may be anonymized before use.

2. Use of Personal Data

We will use your personal data only for the following purposes, as permitted by your consent in selecting the checkbox at the login page or completing our Contact Us form:

• To provide a personalised experience.
• To respond to your inquiries and requests for information.
• To send you updates or newsletters.
• To improve the overall website's functionality and user experience based on anonymized analytics data

3. Disclosure of Personal Data

We will not disclose your personal data to any third party without your express consent, except in the following situations permitted under the PDPA:

• When required by law or court order.
• To service providers we engage who are obligated to comply with data protection requirements.

4. Data Security

We implement reasonable security safeguards to protect your personal data from unauthorized access, disclosure, alteration, or destruction. We comply with PDPA's obligations for data security.

5. Cookies

We may use cookies to store user preferences and track website usage patterns. You can choose to disable cookies in your browser settings. We will obtain your consent before using cookies that are not strictly necessary for the website's functionality.

We use third-party vendors (Google AdSense) which use cookies to serve ads on our site. You may opt out of personalized advertising by visiting Ads Settings. Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info. To learn more about Google’s use of information, visit How Google uses information from sites or apps that use our services – Privacy & Terms – Google.

6. Links to Other Websites

Our website may contain links to other websites not operated by DigitalNext. We are not responsible for the data practices of such websites. We recommend you review the privacy policies of any website you visit.

7. Disclaimers

Information Disclaimer

The information provided on this website is intended for general informational purposes only and does not constitute financial or medical advice. Premium rates, coverage details, and policy terms are subject to change at the discretion of the respective insurance providers. Whilst we strive to provide accurate and up-to-date information, we cannot guarantee its completeness or flawlessness. We recommend verifying the information directly with the insurers before making any final decisions.

Comparison Disclaimer

The information and comparisons presented on this website are based on publicly available data and our understanding of the Integrated Shield Plan landscape in Singapore. Due to the complex nature of these plans, a perfect "apples-to-apples" comparison might not always be possible. The comparison made on CompareIP is made on a best-effort and reasonable basis. It is still highly recommended that you consult directly with your financial advisor or an insurance professional for advice before making any decisions.

Investment Disclaimer

Integrated Shield Plans are insurance products and not investment instruments. Please refer to the specific plan details and disclaimers provided by the insurance providers for any investment-related information.

Limitation of Liability Disclaimer

DigitalNext does not endorse or recommend any specific Integrated Shield Plan. The website is designed to empower users to compare plans and make informed decisions based on their individual needs and circumstances. We are not liable for any decisions made based on the information presented on this website.

8. Your Rights under PDPA

You have the following rights under the PDPA:

• Right to access and correct your personal data.
• Right to withdraw consent for collection, use, or disclosure of your personal data.
• Right to request deletion or restriction of processing of your personal data.

For inquiries or to exercise your rights, please contact us via this form.

9. Changes to Privacy Policy and Disclaimers

We reserve the right to modify this Privacy Policy and Disclaimers at any time. We will post any changes on this page.

10. Contact Us

If you have any questions about this Privacy Policy or Disclaimers, please contact us at this form.

By using our website, you agree to the terms of this Privacy Policy and Disclaimers.